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Made for Entrepreneurs

We believe that facilitating the growth of SME’s businesses by providing access to risk capital and business assistance can empower them to overcome the impediments to their growth and lead to the production of higher value-added products or services for both domestic and international consumers while accelerating the development of their surrounding community.

 

Why You Choose Us

Access to Capital

Access to capital is often a major constraint for SMEs; local commercial banks might perceive them as being too “risky” to qualify for traditional loans. This is why we exist; to break the constraint.

Growth Partner

We do more than just finance your business, we also make sure we are with you at every step of your business growth.

Support Backbone

LIC is here to support dedicated SME businesses and entrepreneurs with a long term vision for success.

SMEs Provide Jobs

We believe that SMEs are vital to the health and stability of any nation. They traditionally constitute the largest portion of the employment base, hire the greatest number of new employees, and provide the majority of a country’s goods and services.

Management Skills

We will also help you enhance your management skills towards developing growth strategies as well as managing risks. This makes your business more viable and competitive, allowing you to make a mark in your community through job creation and improvement in the livelihoods of those around you.

Put Your Business on Track

We conduct quarterly checks on your business, which allow us to detect any areas that require attention and help you address them in a timely and efficient manner.

Who We Finance


Your business is in our sector of focus:

Education, Healthcare, Agriculture, Manufacturing, Technology, Food services, Logistics, and amongst others, are the main sectors where we finance and support SMEs. We also consider businesses from other sectors.

You need medium term loan capital between:

500k – 10M

Your business is making a positive social impact:

Job Creation and Improving Lives

What Makes Us Different

BANKS
  • No long term period of loan

  • No repayments structured according to your cash flow

  • No concerns about the viability of your business

  • Zero business support

LIC
  • Medium and Long term period of loan

  • Repayments structured according to your cash flow

  • We focus on the viability of your business

  • 100% business support

How We Fund SMEs

When you fill in an application for a loan, we assess your business and you will receive a thorough breakdown of its current health as well as the risks and opportunities. A finance committee of experienced professionals evaluates each loan application.

1.

Apply for Fund

When you fill in an application for a loan, we assess your business and you will receive a thorough breakdown of its current health as well as the risks and opportunities. A finance committee of experienced professionals evaluates each loan application.

2.

Getting a Business Assessment

During this process, we make an assessment of your business, highlighting key risks and opportunities, as a form of pre-finance business support to make your business investment ready.

3.

Approving Your Application

A complete and verified application has been submitted to the committee for review. Upon your  approval, your application will result in an offer that will be documented in a formal letter to you

4.

Disbursing Funds to Grow Your Business

Once you have formally accepted and met all the conditions and requirements of our offer letter, we will proceed with disbursing funds for your business.

5.

Support to Grow Your Business

We will provide you with continuous value-adding business support focusing on your business’s needs. Our support is designed to enhance the success of your business while helping you implement your business plan.

6.

Growing Your Business

Upon payment of your final installment according to an agreed financial plan or other agreed settlement, our formal involvement with your business ends. The final settlement is a good time to review your business plans and discuss any further finance and support needed in keeping with your future growth requirements.

Ready to Get Started?

Click on the button to follow our step-to-step application process

START TODAY
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